Calculator directory

Mortgage and home calculators

Choose a focused tool, enter your numbers and compare the result with a second scenario.

Original CalcPane calculator, retained from the supplied site.

Original CalcPane calculator, retained from the supplied site.

Estimate the interest and months saved by adding a fixed amount to each mortgage payment.

Find the new monthly principal-and-interest payment after a mortgage recast and a lump-sum payment.

Compare a rate quote with discount points against a no-points quote and estimate the payment break-even month.

Estimate available borrowing under a lender’s combined loan-to-value limit after existing liens.

Compare interest-only draw-period payments with fully amortizing HELOC repayment payments.

Estimate monthly interest-only payments and the principal balloon due at the end of the interest-only period.

Estimate remaining cash needed at closing from the down payment, costs, credits and deposit already paid.

Calculate housing and total debt ratios from gross monthly income and recurring debt payments.

Calculate net operating income, cap rate and cash flow after annual debt service for a rental property.

Estimate a rent ceiling using your chosen share of gross income and other fixed housing costs.